Get More Information Here: Lowest Home Loan Interest Rates Australia Submitted by: Dave Lewis When most people think about mortgages, they focus on credit scores, points, term and interest rates. The loan to value ratio offered by your lender, however, should not be overlooked. Lenders are odds makers when you get to the heart of things. Why? With every loan application, they calculate the odds on various outcomes. What are the odds that you will meet the monthly payment? What are the odds your current total debt excluding the loan will remain manageable? What are the odds you will have the necessary source of income on a continual basis, to…